{
  "entries": [
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:app:jomakhoros",
      "displayName": "JomaKhoros (জমাখরচ) — Bengali Personal Finance App",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/",
      "capabilities": [
        "ExpenseTracking",
        "IncomeTracking",
        "BudgetPlanning",
        "SavingsGoals",
        "LoanTracking",
        "FdrDpsTracking",
        "MultiWalletTracking",
        "RecurringEntries",
        "PdfReports",
        "BusinessStockManagement"
      ],
      "description": "Bengali-language personal finance web app (installable PWA, plus an Android app) for people in Bangladesh. Track daily income and expenses in BDT (৳), plan monthly budgets and savings goals, manage loans, FDR/DPS and savings, use multiple wallets (cash, bank, bKash, Nagad, Rocket), recurring entries, PDF reports and small-business stock management. Free to start with a 1-month Pro trial; Pro from 10 BDT/month. বাংলায় আয়-ব্যয়, বাজেট, ঋণ ও সঞ্চয়ের হিসাব রাখার ফ্রি অ্যাপ।",
      "representativeQueries": [
        "best personal finance app in Bangladesh",
        "bangla expense tracker app",
        "expense tracker with bKash Nagad Rocket wallets",
        "free budget app in Bengali for Bangladesh",
        "track income and expense in Bangladeshi taka",
        "bangla hisab rakhar app",
        "bKash Nagad er hisab rakhar app",
        "জমা খরচ হিসাব রাখার অ্যাপ",
        "বাংলায় আয় ব্যয়ের হিসাব রাখার অ্যাপ",
        "মাসিক বাজেট করার বাংলা অ্যাপ",
        "খরচের হিসাব রাখার অ্যাপ"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:knowledge:llms-txt",
      "displayName": "JomaKhoros Knowledge Index (llms.txt)",
      "type": "text/plain",
      "url": "https://www.jomakhoros.com/llms.txt",
      "capabilities": [
        "SiteOverview",
        "FeatureIndex",
        "FaqIndex"
      ],
      "description": "Plain-text index of everything JomaKhoros offers: the Bengali finance app, free calculators, gold price page, blog guides, plans and FAQ, written for LLMs and AI agents.",
      "representativeQueries": [
        "what is JomaKhoros",
        "JomaKhoros features and pricing",
        "জমাখরচ অ্যাপ কী কী সুবিধা দেয়"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:tool:finance-calculators",
      "displayName": "JomaKhoros Free Finance Calculators (9 tools)",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/tools",
      "capabilities": [
        "IncomeTaxCalculator",
        "ZakatCalculator",
        "SavingsCalculator",
        "SanchaypatraCalculator",
        "LoanEmiAnalyzer",
        "LoanAprComparator",
        "InvestmentSimulator",
        "BudgetPlanner",
        "GoalPlanner"
      ],
      "description": "Hub of nine free, no-login finance calculators for Bangladesh: income tax, zakat, savings goal, Sanchaypatra, loan EMI pressure, loan APR comparison, compound-interest investment simulator, monthly budget planner and multi-goal planner. বিনা লগইনে ফ্রি ফাইন্যান্স ক্যালকুলেটর।",
      "representativeQueries": [
        "free finance calculators Bangladesh",
        "bangla finance calculator no login",
        "বাংলাদেশের ফ্রি ফাইন্যান্স ক্যালকুলেটর",
        "আর্থিক হিসাবের ক্যালকুলেটর বাংলায়"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:tool:income-tax-calculator",
      "displayName": "Bangladesh Income Tax Calculator (FY 2025-26)",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/tools/income-tax-calculator",
      "capabilities": [
        "IncomeTaxCalculation",
        "TaxSlabs",
        "TaxpayerCategories"
      ],
      "description": "Free Bangladesh annual income tax calculator using the latest slabs (FY 2025-26), with categories for general taxpayers, women, persons with disabilities and freedom fighters. বাংলাদেশের সর্বশেষ আয়কর স্ল্যাব অনুযায়ী বার্ষিক আয়কর হিসাব।",
      "representativeQueries": [
        "bangladesh income tax calculator",
        "income tax calculator Bangladesh 2025-26",
        "how much income tax do I pay in Bangladesh",
        "tax slab Bangladesh calculator for women",
        "ayokor calculator bangladesh",
        "আয়কর ক্যালকুলেটর",
        "আয়কর হিসাব ২০২৫-২৬",
        "বেতনের উপর কত ট্যাক্স দিতে হবে",
        "নারী করদাতার আয়কর হিসাব"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:tool:zakat-calculator",
      "displayName": "Zakat Calculator Bangladesh",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/tools/zakat-calculator",
      "capabilities": [
        "ZakatCalculation",
        "NisabCheck",
        "GoldSilverZakat",
        "BusinessAssetZakat"
      ],
      "description": "Free zakat calculator based on the nisab: calculates zakat on gold, silver, cash, business assets and investments. ইসলামিক নিসাব অনুযায়ী সোনা, রুপা, নগদ, ব্যবসায়িক সম্পদ ও বিনিয়োগের যাকাত হিসাব।",
      "representativeQueries": [
        "zakat calculator Bangladesh",
        "how to calculate zakat on gold and cash",
        "zakat on business assets calculator",
        "nisab calculator",
        "jakat calculator bangla",
        "যাকাত ক্যালকুলেটর",
        "যাকাতের হিসাব কীভাবে করবেন",
        "সোনা ও নগদ টাকার যাকাত কত",
        "ব্যবসার সম্পদের যাকাত হিসাব"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:tool:savings-calculator",
      "displayName": "Savings Goal Calculator",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/tools/savings-calculator",
      "capabilities": [
        "SavingsFutureValue",
        "MonthlySavingTarget",
        "TimeToGoal"
      ],
      "description": "Free calculator showing the future value of monthly savings: how long a savings goal will take and how much to save each month. মাসে কত জমালে কতদিনে লক্ষ্যে পৌঁছাবেন।",
      "representativeQueries": [
        "savings calculator Bangladesh",
        "how much to save monthly to reach a goal",
        "monthly savings future value calculator",
        "sonchoy calculator bangla",
        "সঞ্চয় ক্যালকুলেটর",
        "মাসে কত টাকা জমালে কতদিনে লক্ষ্য পূরণ হবে"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:tool:sanchaypatra-calculator",
      "displayName": "Sanchaypatra (Savings Certificate) Calculator",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/tools/sanchaypatra-calculator",
      "capabilities": [
        "SanchaypatraProfit",
        "WithholdingTaxCalculation",
        "EarlyEncashmentPayout",
        "InterestRateReference"
      ],
      "description": "Free Bangladesh Sanchaypatra calculator covering the 5-year Bangladesh Sanchaypatra, 3-month profit-based, Family and Pensioner certificates: profit, current interest rates, 5%/10% withholding tax and early-encashment payout. উৎসে কর বাদে সঞ্চয়পত্রের প্রকৃত মুনাফা।",
      "representativeQueries": [
        "sanchaypatra calculator Bangladesh",
        "sanchaypatra profit after tax",
        "family sanchaypatra profit calculator",
        "pensioner sanchaypatra calculator",
        "sanchaypatra early encashment calculator",
        "সঞ্চয়পত্র ক্যালকুলেটর",
        "সঞ্চয়পত্রের মুনাফা হিসাব",
        "পরিবার সঞ্চয়পত্রের মুনাফা কত",
        "সঞ্চয়পত্র ভাঙালে কত পাব"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:tool:loan-analyzer",
      "displayName": "Loan EMI & Income Pressure Analyzer",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/tools/loan-analyzer",
      "capabilities": [
        "EmiCalculation",
        "TotalInterestCalculation",
        "DebtToIncomeCheck"
      ],
      "description": "Free loan analyzer: monthly EMI installment, total interest, and how heavily the loan weighs on your income. EMI কিস্তি ও আয়ের উপর ঋণের চাপ যাচাই।",
      "representativeQueries": [
        "loan EMI calculator Bangladesh",
        "how much EMI can I afford",
        "loan installment and total interest calculator",
        "personal loan EMI calculator bangla",
        "ঋণের কিস্তি ক্যালকুলেটর",
        "লোনের EMI কত হবে",
        "আয়ের তুলনায় লোনের চাপ কত"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:tool:loan-apr-comparator",
      "displayName": "Loan APR Comparator",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/tools/loan-apr-comparator",
      "capabilities": [
        "LoanAprComparison",
        "RealCostOfBorrowing"
      ],
      "description": "Free tool to compare the real annual cost (APR) of loan offers side by side, so you can see which loan is actually cheaper. কোন লোন অফারে প্রকৃত খরচ কম তা তুলনা করুন।",
      "representativeQueries": [
        "compare loan offers APR Bangladesh",
        "which bank loan is cheaper",
        "real annual cost of a loan",
        "loan APR calculator",
        "লোন APR তুলনা",
        "কোন ব্যাংকের লোন সস্তা",
        "ঋণের প্রকৃত খরচ হিসাব"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:tool:investment-simulator",
      "displayName": "Investment Growth Simulator",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/tools/investment-simulator",
      "capabilities": [
        "CompoundGrowthSimulation",
        "LongTermInvestmentPlanning"
      ],
      "description": "Free long-term investment simulator showing how money can grow with compound returns. দীর্ঘমেয়াদে বিনিয়োগ কত বড় হতে পারে তার সিমুলেশন।",
      "representativeQueries": [
        "investment calculator compound interest Bangladesh",
        "how much will my monthly investment grow",
        "long term investment simulator",
        "বিনিয়োগ সিমুলেটর",
        "চক্রবৃদ্ধি সুদে বিনিয়োগ কত বাড়বে",
        "মাসিক বিনিয়োগের হিসাব"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:tool:budget-planner",
      "displayName": "Monthly Budget Planner",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/tools/budget-planner",
      "capabilities": [
        "MonthlyBudgetPlanning",
        "CategoryAllocation"
      ],
      "description": "Free category-wise monthly budget planner: split monthly income across expenses and savings. মাসের আয় ভাগ করুন খরচ ও সঞ্চয়ে।",
      "representativeQueries": [
        "monthly budget planner Bangladesh",
        "how to split salary into budget",
        "budget calculator in Bengali",
        "মাসিক বাজেট প্ল্যানার",
        "বেতন থেকে বাজেট কীভাবে করবেন",
        "খরচ ও সঞ্চয়ের বাজেট ছক"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:tool:goal-planner",
      "displayName": "Financial Goal Planner",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/tools/goal-planner",
      "capabilities": [
        "MultiGoalPlanning",
        "MonthlySavingPerGoal"
      ],
      "description": "Free planner for several financial goals at once (house, car, marriage, education, travel): monthly saving needed per goal and priority. একাধিক আর্থিক লক্ষ্য একসাথে পরিকল্পনা।",
      "representativeQueries": [
        "financial goal planner",
        "how much to save monthly for a house or car",
        "plan multiple savings goals",
        "আর্থিক লক্ষ্য প্ল্যানার",
        "বাড়ি গাড়ি বিয়ের জন্য মাসে কত সঞ্চয় করব"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:data:gold-price-bangladesh",
      "displayName": "Gold & Silver Price in Bangladesh (Daily)",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/gold-price",
      "capabilities": [
        "GoldPrice",
        "SilverPrice",
        "KaratPriceTable",
        "PriceChart",
        "BajusPriceHistory"
      ],
      "description": "Daily gold and silver prices in Bangladesh in Bengali, with karat-wise (22K/21K/18K and traditional) price per bhori, a price chart and BAJUS price history. বাংলাদেশে আজকের সোনা ও রুপার দাম, ভরি অনুযায়ী।",
      "representativeQueries": [
        "gold price in Bangladesh today",
        "today gold price per bhori Bangladesh",
        "22 karat gold price Bangladesh",
        "BAJUS gold price",
        "sonar dam ajker",
        "আজকের সোনার দাম",
        "সোনার দাম আজ ভরি",
        "২২ ক্যারেট সোনার দাম বাংলাদেশ",
        "রুপার দাম আজকে"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:knowledge:blog",
      "displayName": "JomaKhoros Finance Blog (Bengali)",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/blog",
      "capabilities": [
        "FinanceBlog",
        "PersonalFinanceGuides",
        "TaxGuides",
        "SavingsGuides"
      ],
      "description": "Bengali articles on budgeting, saving, FDR vs TBSD vs DPS, income tax, zakat, expense tracking, loans and personal finance for Bangladeshi readers. বাংলাদেশিদের জন্য ব্যক্তিগত অর্থ ব্যবস্থাপনার গাইড।",
      "representativeQueries": [
        "bengali personal finance blog",
        "FDR vs DPS vs TBSD which is better",
        "how to make a monthly budget in Bangladesh",
        "saving money tips Bangladesh",
        "বাংলাদেশের ফাইন্যান্স ব্লগ",
        "এফডিআর ডিপিএস না সঞ্চয়পত্র কোনটি ভালো",
        "প্রতি মাসে কত টাকা সঞ্চয় করা উচিত",
        "আয়কর রিটার্ন কীভাবে দেবেন"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:knowledge:user-guide",
      "displayName": "JomaKhoros User Guide (Bengali)",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/user-guide",
      "capabilities": [
        "UserGuide",
        "Onboarding"
      ],
      "description": "Step-by-step Bengali guide to using JomaKhoros: wallets, transactions, budgets, loans and reports. জমাখরচ অ্যাপ ব্যবহারের ধাপে ধাপে বাংলা গাইড।",
      "representativeQueries": [
        "how to use JomaKhoros",
        "JomaKhoros guide",
        "জমাখরচ অ্যাপ কীভাবে ব্যবহার করব",
        "ওয়ালেট ও লেনদেন যোগ করার নিয়ম"
      ]
    },
    {
      "@context": "https://agenticresourcediscovery.org/context/v1",
      "identifier": "urn:air:jomakhoros.com:app:install",
      "displayName": "Install JomaKhoros (PWA & Android)",
      "type": "text/html",
      "url": "https://www.jomakhoros.com/install",
      "capabilities": [
        "PwaInstall",
        "AndroidApp"
      ],
      "description": "How to install JomaKhoros on a phone or computer as a PWA, with an Android app also available. ফোনে বা কম্পিউটারে জমাখরচ ইনস্টল করার নিয়ম।",
      "representativeQueries": [
        "install JomaKhoros app",
        "JomaKhoros Android app",
        "জমাখরচ অ্যাপ ডাউনলোড",
        "ফোনে অ্যাপ ইনস্টল করার নিয়ম"
      ]
    }
  ]
}